Credit Building

Building your credit history is a long term process. Short term gains & losses are a part of your credit life, but you have to fall back on thinking long term.

* Don't Rush into Offers
* Budget for what you can pay for
* If it's too good to be true, it is!

Good ideas?

* Purchase furniture/goods on loan/charge card and pay off quickly.
* Only charge what you can afford!
* Be conservative with your spending - learn to pay yourself, pay your bills, pay your cards and still have money left over so you don't have to charge yourself to debt!